Tips for Buyers

HELLO BUYERS

Whatever your budget, I can help guide you to the best property that fits your needs.
Looking to relocate to the area? I can help you with that.
Want a vacation getaway? We got that too.
Expecting to generate some income from an investment property? I can show you where to start. 

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More Info for Buyers

The process of buying a home can be overwhelming at times, but you don't need to go through it alone.

Buyer's Guide

Videos

There are many reasons why it’s easy to fall in love with homeownership. If you’re ready to find the home of your dreams, let’s connect.

New Video!

Buyer's Checklist

Follow this list with me and you will win

Figure out how much you can afford

• Calculate your monthly income and debt.
• Check your credit report and FICO score.
• Figure out your down payment.

 Listings

Research the home you like best

• Ask your Realtor to pull a property profile and map.
•Ask your Realtor to do an interior video of the property.
•  Look up the history of the home, sales and purchases. 
• Look up taxes and utility costs.
• Ask for property disclosures.
• Ask why the sellers are selling. 
•Look at comps and market trends 

Listings

Talk to a Lender

• Choose a type of mortgage.
•Speak to at least five lenders and mortgage brokers.
• Shop for the best interest rates and programs.

Listings

Make and offer and negotiate

•Determine the purchase price.
• Include contingencies, such as financial, inspection or purchase.
• Spell out any special requests and repairs you want included in the sale.
• Determine an earnest money amount.
• Define a move-in date.
• Once both parties agree to the terms, sign the Purchase Agreement.

Listings

Determine what you need and want in a home

• Choose a location (lakeside, golf course, ski slopes)
• Choose a type (single family, townhouse, condo, loft).
• Choose a price range.
• Choose a size.
• Choose an architectural style (chalet, full log, log kit, maltby, sierra).

Listings

Finalize the deal

• Get an Appraisal
• Get an inspection
• Choose home insurance
• Complete the loan process
•  Sign all the paperwork
• Be sure you understand your closing costs and cash need to complete the transaction 
 

Listings 

 Research how you will use the property

• Will this be an Airbnb?
• Full time income producing property?
• Family get away that is empty otherwise?
Moving into the area permanently?

Listings

Close escrow

• Review the settlement document at least 2 days before closing to see how funds will be collected and distributed.
• Get a cashier's check for the amount you need to bring to closing, including the down payment and closing costs.
• Don't forget to set a closing date and move-in date.
• Set up utilities.
• MOVE IN!

Read more

Check out the neighborhoods

• Some neighborhoods are better for specific use of property.
•Some neighborhoods have rules that could hinder your search.
• Some pockets of homes have characteristics that can be a plus or a hinderance to your desired needs.  

Listings

Cabin Video Gallery

Press play to view FOR SALE and JUST SOLD properties in Big Bear

Play

Explore Big Bear Living with a Buyer Agent at Your Side

Picture relaxing in your ideal Big Bear cabin by a roaring fireplace. Your Big Bear Real Estate Buyer Agent, Michele Kersey, can help you achieve your dream of a modern mountain vacation or a rustic hideaway.

Michele is your reliable guide to navigate through the Big Bear market rather than just a realtor. Her experience helps you to negotiate the complexities of real estate purchases and guarantees that you get the ideal location at the ideal cost.

Advantages of Having Michele Kersey as Your Big Bear Buyer Agent:

• Extensive Local Knowledge:
Michele's in-depth knowledge of the neighborhoods, undiscovered treasures, and market trends in Big Bear enables you to make informed decisions.
• Expert Negotiation Skills: She works nonstop to secure the greatest potential price for your ideal house on your behalf.
• Simplified Search: Ditch the never-ending hunt. Michele saves you time and effort by customizing your search to your requirements and interests.
• Smooth Transaction: Michele ensures a stress-free and easy-going buying experience by walking you through each stage of the transaction, from the first offer to closure.

Don't settle for less than your dream Big Bear property. Contact Michele Kersey today and allow her expertise to open the door to your ideal mountain haven.